Bank of America Dividend Date

The record date is when Bank of America checks its list of shareholders, and the payment date is when you actually get the money. Bank of America does pay dividends, but they’re small — the company focuses more on growth than big payouts. Still, knowing the BAC dividend date helps plan your investment moves.

BAC Dividend Date

If you're keeping an eye on Bank of America (stock ticker: BAC), you’ve probably come across the term “BAC dividend date.” But what does it actually mean, and why should you care?

A dividend is a payment made by a company to its shareholders — kind of like a reward for owning its stock. Not all companies pay dividends, but Bank of America does, though it’s known more for stock growth than high dividend payouts.

The dividend date isn’t just one date — there are actually several key dates that make up the dividend timeline. Here’s what each one means:

1. Declaration Date

This is when Bank of America officially announces that it’s going to pay a dividend. The company tells the public how much it will pay per share and sets the rest of the schedule.

2. Ex-Dividend Date (or “Ex-Date”)

This one is crucial. To get the dividend, you need to own BAC stock before the ex-dividend date. If you buy the stock on or after the ex-date, you won’t get the dividend this time around.

3. Record Date

This is when Bank of America looks at its list of shareholders and notes who should receive the dividend. If you bought the stock before the ex-date, your name should be on this list.

4. Payment Date

This is when the money actually lands in your account. Bank of America sends the dividend to all eligible shareholders on this day.

So when people search for the “BAC dividend date,” they’re usually looking for either the ex-dividend date or the payment date — depending on whether they want to qualify for the dividend or know when they’ll get paid.

It’s also worth noting that Bank of America doesn’t pay huge dividends. Its dividend yield (that’s the annual dividend as a percentage of the stock price) is quite low, especially compared to companies like utilities or consumer staples. That’s because Bank of America is focused more on reinvesting in growth — like new chips and AI development — than paying out cash.

Still, for long-term investors or anyone interested in consistent income, keeping track of the BAC dividend date can help plan trades and understand when returns are coming in.